Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Stone Hill Financial
67 Beaver Avenue
Austin Bldg - Ste 14
Annandale, NJ 08801
Phone: 908-894-5020 Fax: 908-894-5016
thyland@htk.com

*Securities and Investment Advisory services offered through Hornor, Townsend, & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA & SIPC. 105 Fieldcrest Avenue, Edison, NJ 08837.


 

Stone Hill Financial LLC and other listed entities are independent of HTK.  HTK does not offer tax or legal advice.


 

A1CD-0909-03

Timothy Hyland is insurance and securities licensed in his resident state of New Jersey, as well as the following states: FL, NY, OH, and PA.  For additional licensing information please contact HTK at (732) 225-0777. Not an offer or solicitation in any state where not licensed or registered.

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