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Helping You Pursue Your Financial Dreams
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      • Timothy M. Hyland, CFP®
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*Securities and Investment Advisory services offered through Hornor, Townsend, & Kent, LLC., (HTK), Registered Investment Advisor, Member FINRA & SIPC. 110 Fieldcrest Avenue, 3rd Floor, Edison, NJ 08837. (732) 225-0777.  HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company. Stone Hill Financial LLC is independent of HTK.  HTK does not offer tax or legal advice. It is important to consult a qualified professional for specific information regarding your personal situation. 4162026TA_Jan24.
 
We are insurance and securities licensed in our resident state of New Jersey (NJ), as well as the following states: NY, PA, NC, SC, FL and CA.  We are only securities registered in VA and MA, as well as only insurance licensed in GA, and AZ. For additional licensing information please contact HTK at (732) 225-0777. Not an offer or solicitation in any state where not licensed or registered.

* The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client's assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. New Jersey area wealth managers were considered for the award; 459 (8% of candidates) were named 2021 Five Star Wealth Managers out of 6,123 candidates; 2020: 6,210 considered, 480 winners; 2019: 6,097 considered, 477 winners; 2018: 4,383 considered, 415 winners; 2017: 3,868 considered, 664 winners; 2016: 4,143 considered, 626 winners; 2015: 5,063 considered, 672 winners; 2014: 3,315 considered, 646 winners; 2013: 4,049 considered, 733 winners; 2012: 1,312 considered, 400 winners.

 

 

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